Free Financial Tools for Everyone

Make Smart Financial Decisions

Access professional-grade financial calculators and planning tools. No signup required. All calculations are secure and private.

Secure & Private

All calculations are done locally in your browser. We never store your financial data.

Trusted by 50K+ Users

Join thousands of people who trust our tools for their financial planning.

Accurate Calculations

Our formulas are verified by financial experts and continuously updated.

Popular Financial Tools

Choose from our collection of professionally designed calculators and planners. All tools are free to use and require no registration.

Mortgage Payment Calculator

Real Estate

Calculate accurate monthly payments and compare loan terms for informed home buying decisions.

  • Monthly payment calculator
  • Amortization schedule
  • Interest comparison
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Free to use

Compound Interest Calculator

Investing

Visualize long-term investment growth with compound interest projections and contribution schedules.

  • Compound interest calculator
  • Investment timeline
  • Growth projections
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Free to use

Gen Z Budget Game

Budgeting

Gamified budgeting tool that helps Gen Z build sustainable money habits through achievements and goal tracking.

  • Gamified budgeting
  • Achievement system
  • Financial goal tracking
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Free to use

Debt Avalanche Calculator

Debt Management

Optimize debt repayment with avalanche and snowball strategies to minimize interest and accelerate payoff.

  • Multiple payoff strategies
  • Timeline calculator
  • Interest savings comparison
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Free to use

House Affordability Calculator

Real Estate

Calculate realistic home affordability based on your income, debt, and down payment capacity.

  • Affordability calculator
  • Down payment planner
  • PMI calculator
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Free to use

Emergency Fund Calculator

Emergency Planning

Calculate your ideal emergency fund size based on expenses, income stability, and personal risk factors.

  • Personalized fund size
  • Scenario planning
  • Step-by-step guidance
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Free to use

Investment Calculator

Investing

Project portfolio performance across different investment strategies and time horizons for optimal wealth building.

  • Portfolio growth analysis
  • Return calculations
  • Investment projections
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Free to use

Side Hustle Income Calculator

Income Planning

Optimize earnings across multiple income streams with tax planning and profit maximization strategies.

  • Multi-source income tracking
  • Tax planning
  • Earnings optimization
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Free to use

Side Hustle Tax Calculator

Tax Planning

Calculate quarterly tax obligations and maximize deductions for freelancers and independent contractors.

  • Quarterly tax estimates
  • Deduction tracking
  • Tax compliance
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Free to use

Debt Consolidation Calculator

Debt Management

Analyze consolidation options to simplify debt management and reduce overall interest costs.

  • Consolidation comparison
  • Interest rate analysis
  • Payment optimization
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Free to use

401k Rollover Calculator

Retirement

Navigate 401k rollovers with tax-optimized strategies for seamless retirement account transitions.

  • Rollover analysis
  • Tax implications
  • Account comparison
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Free to use

Social Security Optimization

Retirement

Optimize Social Security claiming strategies to maximize lifetime benefits through strategic timing analysis.

  • Claiming strategies
  • Benefit optimization
  • Timeline analysis
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Free to use

Why Choose Friendly Financial Tools?

Always Free, No Hidden Costs

All our tools are completely free to use. No premium features, no subscriptions, no catch.

Professional-Grade Accuracy

Our calculations use the same formulas trusted by financial professionals and institutions.

Privacy-First Approach

Your financial data never leaves your device. All calculations happen locally in your browser.

Quick Loan Calculator

Monthly Payment
$1,580.17