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All calculations are done locally in your browser. We never store your financial data.
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Accurate Calculations
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Popular Financial Tools
Choose from our collection of professionally designed calculators and planners. All tools are free to use and require no registration.
Mortgage Payment Calculator
Real EstateCalculate accurate monthly payments and compare loan terms for informed home buying decisions.
- Monthly payment calculator
- Amortization schedule
- Interest comparison
Compound Interest Calculator
InvestingVisualize long-term investment growth with compound interest projections and contribution schedules.
- Compound interest calculator
- Investment timeline
- Growth projections
Gen Z Budget Game
BudgetingGamified budgeting tool that helps Gen Z build sustainable money habits through achievements and goal tracking.
- Gamified budgeting
- Achievement system
- Financial goal tracking
Debt Avalanche Calculator
Debt ManagementOptimize debt repayment with avalanche and snowball strategies to minimize interest and accelerate payoff.
- Multiple payoff strategies
- Timeline calculator
- Interest savings comparison
House Affordability Calculator
Real EstateCalculate realistic home affordability based on your income, debt, and down payment capacity.
- Affordability calculator
- Down payment planner
- PMI calculator
Emergency Fund Calculator
Emergency PlanningCalculate your ideal emergency fund size based on expenses, income stability, and personal risk factors.
- Personalized fund size
- Scenario planning
- Step-by-step guidance
Investment Calculator
InvestingProject portfolio performance across different investment strategies and time horizons for optimal wealth building.
- Portfolio growth analysis
- Return calculations
- Investment projections
Side Hustle Income Calculator
Income PlanningOptimize earnings across multiple income streams with tax planning and profit maximization strategies.
- Multi-source income tracking
- Tax planning
- Earnings optimization
Side Hustle Tax Calculator
Tax PlanningCalculate quarterly tax obligations and maximize deductions for freelancers and independent contractors.
- Quarterly tax estimates
- Deduction tracking
- Tax compliance
Debt Consolidation Calculator
Debt ManagementAnalyze consolidation options to simplify debt management and reduce overall interest costs.
- Consolidation comparison
- Interest rate analysis
- Payment optimization
401k Rollover Calculator
RetirementNavigate 401k rollovers with tax-optimized strategies for seamless retirement account transitions.
- Rollover analysis
- Tax implications
- Account comparison
Social Security Optimization
RetirementOptimize Social Security claiming strategies to maximize lifetime benefits through strategic timing analysis.
- Claiming strategies
- Benefit optimization
- Timeline analysis
Why Choose Friendly Financial Tools?
Always Free, No Hidden Costs
All our tools are completely free to use. No premium features, no subscriptions, no catch.
Professional-Grade Accuracy
Our calculations use the same formulas trusted by financial professionals and institutions.
Privacy-First Approach
Your financial data never leaves your device. All calculations happen locally in your browser.